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We live in a very fast-paced and busy world. Unlike the past, the risk of getting injured is many times higher today than ever before. The roads are congested with vehicles, and to make matters worse, people not only drive faster but many also text at the same time.
There are multiple reasons why you might need a personal injury lawyer. Each year, there are close to 4.5 million dog bites in the U.S. Many homeowners never clean their sidewalks of ice, debris, and other obstructions, which increases the risk of falls. Even going to a hospital is deemed risky as surgeons may leave instruments behind, operate on the wrong side of the body, or the pharmacist may dispense the wrong drug or wrong dose. Each year, millions of people are harmed by the negligent actionsof others and most of them have no idea what to do next.
Should you settle the injury-related compensation on your own or should you contact a personal injury lawyer? And when should you contact a this lawyer? The option of when to call a personal injury attorney depends on the following factors:
Calling a personal injury lawyer for all injuries is not realistic. Most minor injuries can be settled by the victim and defendant out of court. However, if your injury is serious and results in admission to a hospital, requires surgery, and/or months of rehabilitation, then you should call a lawyer who can have medical experts deem your recovery time and potential for any future problems. The best way to get the maximum compensation for lost wages, disability, and pain and suffering is to consult with a lawyer as quickly as possible.
Before you pick up the phone and call a lawyer, the first thing you need to know is who caused the injury. While some cases are straightforward, many are not. For example, you go in for surgery and develop a complication. This does not automatically mean that the surgeon was negligent; the complication may have been part of the risk of the surgery. Or if you venture into your neighbor’s yard to retrieve a ball and get bitten by his dog, then you are at fault and not the neighbor. In all personal injury cases, it is important to show to the jury that your injuries were due to the negligent actions of the other party. If you are faced with a scenario where there is a dispute as to who is at fault, then get assistance from a lawyer who can review your case.
The key to any personal injury case is maintaining the evidence. If you delay in contacting a personal injury lawyer, the other party may destroy the evidence or the evidence may get lost. Thus, this is another reason to get in touch with an attorney very early so that he or she can ensure that the evidence is preserved.
In every state, there is a statute of limitations on filing a personal injury case. The average person may have no idea when the statute of limitation starts and ends. If you are late by even one day, your case will be dismissed. Thus, if you have been injured, it is highly recommended that you contact a personal injury attorney so that you do not miss the deadline for filing the case.
In some cases, even if you have a bona fide claim with no dispute about liability, the insurer will either intentionally delay the compensation or refuse to accept the validity of your injuries. Such delaying tactics are common among insurers in the hope that the victim will just give up. If you are facing such a dilemma, then you need to call a personal injury lawyer. These professionals are fully aware of “bad faith”practices of insurers and can quickly remedy the situation with a stern letter indicating the possibility of a lawsuit.
Following an injury, insurers rarely call the victims; it is always the other way round. But if an insurer calls you up, this is an indication that they are fully aware of the seriousness of your injury and the fault. They would prefer to settle the compensation with you as soon as possible. As well, insurers will often record all the conversations and anything you say can be held against you when it comes time for the compensation. However, be forewarned; if you have a chronic injury resulting in a disability or you develop chronic pain, once you have settled with the insurer, all the medical bills will come out of your pocket. You have no other recourse. Insurers always want to quickly settle for acute injuriesfor a minimal amount and rarely consider long-term outcomes.
While the fault of some motor vehicle accidents is clear, insurers will almost always dispute who caused the crash in order not to compensate. Sometimes even in the face of clear evidence, plus a police report, insurers will state that the victim has no valid claim. Or, in some cases, they may place a very low monetary value on the damages. If you are not at fault and the insurer is playing hardball, the best advice is to call a personal injury lawyer. The lawyer can quickly assess the evidence to prove liability and tell the insurers that it can either settle or go to trial.
Some people believe that they can fight for their own case and negotiate compensation. While this may be true of people who have some knowledge of the legal system, the vast majority of the public has little idea how the legal system functions. Also, there are deadlines to be met, specific forms to be filled, and evidence to be collected. Getting the right amount of compensation also requires good negotiating skills. Finally, many personal injury cases are not simple and often require assistance from other experts. For example, if your father went for elective day surgery and suffers cardiac arreston the operating room table, the only way to find out what happened is to have medical experts review the case to prove claims of negligence. Similarly, if you were involved in a motor vehicle accident at a four-way stop, each party may blame the other. Again, this involves interviewing all the witnesses, analyzing the accident scene, and talking to traffic experts. These cases require an enormous amount of time and investment. Experts need to be paid for their testimony. Most lay people would not be able to conduct such investigations. Since lawyers deal with similar claims regularly, they not only have access to the medical experts they also have the economic means to finance such investigations to help bolster your claim. As well, the personal injury lawyer can consult with an actuary to help determine all the economic and non-economic losses that you may have suffered. In the majority of cases, insurers rarely compensate for non-economic losses like pain and suffering. Therefore, to recover all your monetary losses, as well as the possible cost of future medical care, you need to call a personal injury lawyer.
One very common reason why injured victims do not seek assistance from lawyers is the fear of high fees. The reality is that the majority of personal injury attorneys offer an initial free consultation to determine the merits of your case and even when they accept the case, they do it on a contingency basis; this means that they only get paid if you win or settle out of court. The contingency fee is based on a percentage of the money awarded to you.
Suffering an injury due to the negligent actions of others is an unpleasant experience. If you have experienced any injury due to someone else’s negligence, the best way to win the maximum amount of compensation is to call a personal injury lawyer. However, you need to know that there is a statute of limitations on filing a lawsuit and the process is time-consuming as it requires collecting all the evidence. When should you contact a personal injury lawyer?The earlier you speak to a lawyer, the faster you can reach a settlement.