

It’s happened. You’ve been in a car accident. Realistically, what should you do next? Follow these steps carefully.
1. Stop: Whether the accident is massive or it’s just a small bump at a stop light, the first thing you should do is stop the vehicle. Never leave the scene of the accident without stopping and exchanging the relevant information. If you have hit a parked car, leave a note behind before you leave. Leaving a scene of an accident, especially if you have caused property damage or injured someone, is illegal throughout the state of Arizona, and you could face a fine or even jail time!
2. Provide Assistance: After an accident has happened, make sure the other party doesn’t need immediate medical attention. Arizona law says you must provide reasonable assistance to injured victims. You should do what is safe and within your abilities- but don’t just ignore the other injured party.
3. Call 911: Even if the accident is just a fender bender, call 911. If the accident is associated with property damage and/or injuries, the police will prepare a report which you will need for your insurer and/or if you decide to file a lawsuit. Just reveal the relevant details to the officer; do not provide information that may not help your case- just the facts and be honest. For example, if the other driver was swaying all over the road before the accident or was on his mobile phone, mention that fact.
4. Exchange Relevant Information: Following a car accident, the law requires that you exchange information with the other driver. This includes
You’ll need the same from the other party too. Don’t just accept their information verbally. Instead, take a picture of their driver’s license, insurance card, and license plate with your phone. If possible, take pictures of the car in case the driver decides to leave. You will need this information when you file a claim with the insurer.
5. Speak to Any Witnesses: If the accident was within the city, there will most likely be a few people who may have witnessed the collision. Potential witnesses may include:
Every attempt should be made to speak to witnesses at the scene as they are almost impossible to track down after the event. Relevant details from witnesses should include:
If you have a smartphone you can record their statement and their information as long as the witness gives you permission to do so.
6. Get Medical Attention: Even if you think your injuries are not severe, see a healthcare provider ASAP- preferably the same day. All your injuries need to be recorded by the healthcare provider if they are to be included in the accident reports. Sometimes injuries can present late such as with whiplash, and if you did not see a doctor, the other party may claim that the injury may have been caused by something else or that your injuries were trivial.
7. Call your Insurer: As soon as you are able, you should notify your insurer about the
accident. Remember, insurers usually record all phone calls and the key is to just
provide the facts and nothing else. All insurers hate paying out money and hence whatever you say can be held against you when it comes time for compensation. In some cases, the insurer may call you up especially if you have suffered a serious injury, and may offer you a lump sum compensation. But be very careful, and do not agree to anything as the amount may sound a lot but is minuscule compared to what you can get by going through with a personal injury lawyer. Once you accept an offer from the insurer, you cannot reverse that decision. And if you later develop more injuries or pain, the cost comes out of your pocket. Further, once you accept a settlement you cannot sue for more damage. If you have spoken to a lawyer, then simply provide the insurer with the name of your personal injury lawyer, who will know exactly what to say and what not to say.
8. Keep track of your bills: If you are seeking compensation for your injuries, you must
keep a record of all your bills and dates. Photograph all your injuries and keep a track of how many days you have missed work. Every time you see a healthcare provider, buy relevant medications, get tests, undergo surgery or rehabilitation should be documented. If you have been having pain and require treatment, note the times and what you took to ease the pain- in many cases, the courts do compensate for pain and suffering. In general, you only get paid if you provide the documentation.
9. Contact a Personal Injury Attorney: If you plan to file a lawsuit following a car accident, the first thing to understand is that Arizona has a statute of limitations- this is a state law that sets a strict time limit during which you can file a lawsuit. The deadlines do vary depending on the severity of your injury but in general, for car accidents, the period is 2 years from the date of the accident. And if you are late by even one day, the court will refuse to hear your case. While you may think that 2 years is a long time to file a case, you need to understand that there is a lot of work involved in the filing of a lawsuit and the deadline can easily be missed. You want to have ample time in case the settlement talks do not turn out to be productive and there is a need to go to trial, so contacting a personal injury attorney is the best way to ensure you meet the required deadline.
If you have been seriously injured in a car accident, the best way to get the maximum amount of compensation is by seeking assistance from a lawyer. An experienced lawyer will not only ensure that you get the right medical treatment but that you are paid for all your lost wages, medical bills, pain and suffering, and the cost of rehabilitation. Many personal injury lawyers work on a contingency basis-meaning they only get paid if they win the case. Car accidents can be serious. Contacting a personal injury attorney is the best way to make sure your rights are protected.